Luminara Capital Partnership
The Luminara Capital Partnership provides individuals with an opportunity to participate in UK land planning uplift projects through a Sharia-compliant, trade-based structure.
This partnership is designed for investors seeking capital growth without engaging in interest-based finance, loans, or speculative development.
- No loans
- No interest
- No Riba
Fully Halal Investment Structure
SHARIA-COMPLIANT STRUCTURE
You are not lending money. Instead, you are participating in a Murabaha trade transaction, where profit is disclosed and agreed in advance.
Your capital is used solely for:
- Land acquisition
- Planning uplift
- Legal and administrative processes
- Exit resale
HOW THE PARTNERSHIP WORKS
01
Capital Participation
You join the partnership with a minimum participation of £10,000. Funds are placed into a project-specific, ring-fenced SPV.
02
Land Acquisition
Luminara acquires land with clear planning potential and undertakes full due diligence.
03
Planning Uplift
Specialist planners, architects, and consultants work to secure planning permission, increasing the land’s value.
04
Sale & Distribution
The site is sold to a developer at an uplifted value.
Why Your Capital Is Secure
CAPITAL SECURITY & RISK MANAGEMENT
01.
Ring-fenced SPV (project-specific protection)
02.
No exposure to other Luminara projects
03.
No exposure to company liabilities
04.
No director or operational risk
05.
Funds do not mix with company accounts
Why choose us?
Secured, ring-fenced capital
Sharia-certified structure (Murabaha + Wakala)
Low-risk planning uplift model
Clear documentation and full transparency
Calm, professional project management
More questions
01.
What is the Luminara Capital Partnership?
The Luminara Capital Partnership is a halal, asset-backed land investment partnership offered by Luminara Holdings Ltd. It allows individuals to participate in UK land planning uplift projects through a trade-based, Sharia-compliant structure, without engaging in loans, interest, or speculative construction.
02.
Is this investment fully halal and Sharia-compliant?Is this investment fully halal and Sharia-compliant?
Yes. The partnership is structured using Murabaha (cost-plus trade) and Wakala (agency) principles. There are no loans, no interest, and no riba. All profit is disclosed and agreed in advance, and returns arise only from real asset transactions, making the structure compliant with recognised Islamic finance standards.
03.
How is my capital used?
Land acquisition
Planning uplift
Legal and administrative costs
Exit resale to developers
Your capital is not used for construction, speculative development, or lending activities.
04.
How do returns work, and when am I paid?
Your capital returned first
A pre-agreed Murabaha trade profit
Luminara only participates in profit after your capital and agreed return are paid, ensuring investor priority.
05.
What protections are in place for my investment?
Ring-fenced SPV (project-level protection)
No exposure to other Luminara projects or liabilities
Senior capital position with first-priority repayment
Security linked to real assets, planning rights, and sale proceeds
Your risk is limited to the specific project you choose.
06.
What is the minimum participation amount and expected timeframe?
The minimum participation amount is £10,000.
Typical project durations range between 12 to 24 months, depending on planning timelines and market conditions. Exact Murabaha margins are finalised and documented before funds are placed.
Typical project durations range between 12 to 24 months, depending on planning timelines and market conditions. Exact Murabaha margins are finalised and documented before funds are placed.
07.
How is this different from conventional property investment?
Unlike conventional property investments, this partnership:
Does not involve interest or lending
Avoids construction and development risk
Focuses on the lowest-risk stage of the property cycle (planning uplift)
Is fully asset-backed and trade-based
Offers clear documentation, transparency, and ethical alignment
It is designed for investors seeking secure, compliant, and professionally managed land investment exposure.
Does not involve interest or lending
Avoids construction and development risk
Focuses on the lowest-risk stage of the property cycle (planning uplift)
Is fully asset-backed and trade-based
Offers clear documentation, transparency, and ethical alignment
It is designed for investors seeking secure, compliant, and professionally managed land investment exposure.
More questions
